Most modern credit unions represent specialized consumer cooperatives of citizens associated by the principle of social community: place of work, place of residence, profession, or any other shared interest. Credit unions attract people in the first place by the opportunity to get cash loan (credit) - quickly and relatively inexpensively. Income received by the credit union shall be distributed among the shareholders or spent for the depreciation of services, that is, are the most effective means of meeting the needs of shareholders. At the organization of the credit union it is important that people know each other and know the extent to which each of them is trustworthy. Credit union services are available only to its shareholders. Credit unions are competitors of savings institutions, adding interest on deposits of members. This applies to the shares, as well as to additional funds transferred to the account in the credit union. The value of credit unions is not limited to the role of the economic agent - they are an important element of the social structure and a factor of social stability and progress. Today, the World Council of Credit Unions is represented as members four regional confederations and twelve national associations.
Credit Union Location in Swanton, Ohio
Swanton, Ohio have 1 agent Credit Union location in your country. All country.
Credit unions attract people in the first place by the opportunity to get cash loan (credit) - quickly and relatively inexpensively. At the organization of the credit union it is important that people know each other and know the extent to which each of them is trustworthy.
| Agent | Contacts |
|---|---|
| St. Marys Assumption Parish Federal Credit Union, Swanton |
2649 Us Highway 20 Swanton, OH 43558
Phone: (419) 644-4184 Routing number: 00934 Charter number: 241281730 |
National Credit Union Administration (NCUA) - an independent federal agency, based in Washington (State of Columbia), established by the U.S. Congress to oversee the federal credit union system. The number of shareholders of a credit union is limited and formalized by a list. Limit of the number is defined by the assembly and such assembly establishes the charter. The relationship of shareholders with credit union are not client-based, they are co-operative, based on different principles and standards, in particular, on the principles of the law of obligations. Credit unions are competitors of savings institutions, adding interest on deposits of members. This applies to the shares, as well as to additional funds transferred to the account in the credit union. In the case of default the shareholder - individual will respond with its property and, in addition, is jointly and severally liable with the credit union's commitments. Historically, credit unions have grown from the experience of credit cooperatives, but they took the experience of organizations of mutual aid of citizens by moving methods of social self-protection from labor and toward consumption.
- Western Union money transfer agent location in Alabama, Muscle Shoals
- Western Union money transfer agent location in California, Canoga Park
- Western Union money transfer agent location in California, Hayward
- Western Union money transfer agent location in Illinois, Evergreen Park
- Western Union money transfer agent location in Iowa, Ottumwa
- Western Union money transfer agent location in Montana, Butte
- Western Union money transfer agent location in New Hampshire, Lebanon
- Western Union money transfer agent location in South Carolina, Anderson
- Western Union money transfer agent location in Wisconsin, Cudahy