The uniqueness of credit unions is that they put together the principles and benefits of financial cooperatives, consumer cooperatives and mutual aid funds, born once by trade unions. Specialization of credit unions to provide financial services to its shareholders requires a particularly strict regulation of membership and acceptable activities. Credit unions are financial institutions, financial cooperatives of citizens, and in this capacity they are above all associations of people, not unification of capitals, which is typical, for example, for public companies. Credit unions historically formed as a special form of social support, initially taken upon themselves the social mission of protecting the interests of citizens in the field of financial services. Worldwide credit union movement is represented by regional confederations and national organizations within the World Council of Credit Unions.
Credit Union Location in Jennings, Louisiana
Jennings, Louisiana have 3 agent Credit Union location in your country. All country.
Specialization of credit unions to provide financial services to its shareholders requires a particularly strict regulation of membership and acceptable activities. Credit unions historically formed as a special form of social support, initially taken upon themselves the social mission of protecting the interests of citizens in the field of financial services.
| Agent | Contacts |
|---|---|
| James Ward Jr. Federal Credit Union, Jennings |
303 S. Main Jennings, LA 70546
Phone: (337) 824-5812 Routing number: 14537 Charter number: 265274309 |
| Jeff Davis Teachers Federal Credit Union, Jennings |
18495 Hwy. 26 Jennings, LA 70546
Phone: (337) 824-6813 Routing number: 15437 Charter number: 265274312 |
| South Jennings Catholic Federal Credit Union, Jennings |
610 Mckinley Street Jennings, LA 70546
Phone: (337) 824-4770 Routing number: 13673 Charter number: 265274325 |
Credit unions encourage savings of citizens, setting compensation payments (interest) on savings and provide from these savings loans to their members. First central bank of credit unions appeared in 1876. Credit unions began to appear rapidly in many European countries. At the organization of the credit union it is important that people know each other and know the extent to which each of them is trustworthy. In the case of default the shareholder - individual will respond with its property and, in addition, is jointly and severally liable with the credit union's commitments. Credit unions base their activities on savings of shareholders, their shares and savings contributions, which make up the fund of mutual financial assistance - a source of cash loans to shareholders. Credit Union - one of the most attractive financial institutions for the public being a non-profit alternative to banks.
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